Number Crunching:

How is Personal Injury Compensation Calculated?

When clients approach us to handle a personal injury claim, they often ask, “how much do you think it is worth?”. We wish it was as easy as providing a figure from the outset; it would make negotiations so much easier with our opponents!

Unfortunately, some claims companies try to lure people in with crude guesses and empty promises of thousands of pounds. However, in reality, there is no straight answer to the question, meaning we often have to resort to the stock response: “It depends”!

But what does it actually depend on? How is your compensation calculated?

The injury itself

We value claims by following a set of guidelines issued by the courts. These guidelines cover injuries to all parts of the body, of varying severity and duration. They then give an approximate range of values for each type of injury. In order to apply the guidelines, first we need to know exactly the type of injury sustained. This will include both physical and psychological damage. This is often an easy task, but in more serious cases can be much more complicated. Is it one single injury, or to multiple parts of the body? Is it an internal injury? Or is it progressive or an impact injury?

How long the injury lasts

If someone has recovered quickly, the impact of the injury is not long-term and therefore the value of the claim is likely to be lower. If the injury is permanent, or will take a long time to recover, the value of the claim is likely to be much higher because the injured person suffers from pain for longer.

Treatment needs

Has the injury required medical attention, either at hospital or the GP? Does it require further treatment, such as physiotherapy, surgery, counselling? The cost of any treatment will be factored into our valuation – and this can be a very high figure if surgery or specific care is required.

We always instruct an independent medical expert to assess the client and produce a report giving advice on all of the above. This then enables us to use the court guidelines to provide a client with an accurate valuation of the claim.

On top of the injury, we also need to know what other losses a client has suffered as a result of their accident. For instance:

  • Did you take any time off work? If so, did you get paid in full, or lose income?
  • Did you have to buy prescriptions or painkillers?
  • Was care and assistance received from family members, friends etc over and above any normal requirements?
  • Did you have to pay an insurance excess for your damaged vehicle?
  • Was any clothing or other personal possession damaged in the incident?
  • Will you be able to go back to work, or will you have to change jobs or even career if the injury is very bad?

From the above, you can see how difficult it can be to answer the question. Whilst we can offer an approximate figure based on our extensive personal injury experience, we would much rather investigate your question thoroughly and give you a considered, calculated answer so you can be sure you are getting the level of service you are entitled to expect.

If you would like to find out more about the level of damages to which you may be entitled, please contact us on 0800 988 7756.

What Could I Claim?

Severe PTSD: £45,840 – £96,800

Moderate PTSD: £4,900 – £45,840

Less severe travel anxiety: £1,290 – £4,900

Serious brain damage: £235,790 – £337,000

Severe brain damage: £175,000 – £235,790

Moderate brain damage: £75,900 – £175,000

Serious head injury: £12,820 – £75,900

Mild head injury: £1,840 – £12,820

Total blindness and deafness: Up to £337,700

Loss of sight in one eye: £41,200 – £45,840

Total loss of hearing in one ear: £26,180 – £38,060

Total loss of taste and smell: Up to £32,780

Dental injuries: £910 – £31,900

Fracture of the jaw: £5,390 – £25,490

Fracture of the nose: £2,120 – £19,330

Severe shoulder injury: £16,060 – £41,050

Fractured clavicle / collar bone: £4,200 – £12,000

Dislocation of shoulder: £10,500 – £15,820

Moderate shoulder injury: £6,600 – £16,060

Minor shoulder injury: £1,500 – £6,600

Severe neck injury: £46,810 – £124,030

Moderate neck injury: £11,500 – £46,810

Minor neck injury: £2,050 – £11,500

Severe back injury: £58,300 – £134,590

Moderate back injury: £23,210 – £58,300

Minor back injury: £1,000 – £23,210

Loss of both arms: £201,300 – £250,800

Severe arm injury: £80,410 – £109,450

Severe elbow injury: £13,090 – £26,790

Moderate arm or elbow injury: £5,500 – £16,060

Total loss of both hands: £117,700 – £168,520

Severe wrist injury or hand injury: £30,820 – £70,700

Amputation of index and middle or ring fingers: £51,760 – £75,900

Less serious hand and wrist injuries: £12,100 – £24,260

Minor hand injuries: £1000 – £3,630

Severe leg injury: £43,890 – £235,790

Moderate leg injury: £10,530 – £48,390

Less serious leg injury: £3,300 – £10,530

Amputation of both feet: £141,630 – £168,520

Severe foot injury: £70,210 – £91,660

Moderate foot injury: £11,050 – £70,210

Minor foot injury: £5,860 – £11,050

3 Reasons to Choose Levi Direct Personal Injury Solicitors

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If you wish to discuss a personal injury claim and your options,call our team now on 0800 988 7756

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